★★★★★ Google 5.0

Tailoring finance for you — so you can focus on what matters

What we help with

Home Loans

First Home Buyers

Investment Loans

Refinance & Debt Consolidation

Car Finance

Asset & Equipment Finance

Commercial & Business Loans

And more

Upside guides you through the whole process — saving you time, money and stress. We help tailor finance for HOME & INVESTMENT LOANS purchasing your new home, first home buyers, investment loans, refinance and debt consolidation, self-employed home loans, guarantor home loans, building your new home, renovation loans, equity release, reviewing your current home loan, purchasing an investment property ASSET & EQUIPMENT FINANCE cars, trucks, utes, vans and fleet vehicles, construction machinery, earthmoving and agricultural equipment, manufacturing equipment, medical equipment, IT and office equipment COMMERCIAL & BUSINESS LOANS commercial property purchases, business acquisitions, trade finance facilities, business overdrafts, cashflow and debtor finance, SMSF loans and much more.

Upside Brokers Sunny

Loans to give you upside in life and business

We help people and businesses with all their lending needs.

A woman and young boy playing and laughing together on a white sofa in a brightly lit living room with curtains, a coffee table with decorative items, and wall shelves with books and plants.

Home & Investment Loans

Whether you're buying your first home, refinancing, consolidating debt or releasing equity — we’ll help you get the right loan, minus the stress. Self-employment set ups, renovations and reviews are no problem.

A yellow Volvo front loader scoop filled with dirt at a construction site.

Asset & Equipment Finance

Need gear without gutting your cash flow? We finance cars, utes, trucks, vans, machinery, medical tech, IT, office setups and more — to keep things moving and growing.

A woman is at a reception desk talking to a receptionist at a skincare or beauty salon, with bottles of skincare products on the counter and decorative plants on shelves above.

Commercial & Business Loans

From buying property to boosting working capital, we help businesses access funding for growth. We do loans for commercial property, acquisitions, overdrafts, SMSF loans, trade finance

Sharing the upside

Meet the Harrisons

Eddie and James combine loan broking know-how with their accounting background and the warmth of a long-time mate — making even tricky situations feel simple.

A smiling man sitting at a wooden table, wearing a black t-shirt with a yellow sunburst logo and the word "UPSIDE" on it. Behind him is a white wall and a green potted plant.

Eddie Harrison

Smiling man with short hair wearing a black t-shirt with a yellow and white logo, sitting at a table with green plants in the background.

James Harrison

They lead a handpicked team to help you reach your financial and personal goals — and there’s nothing more rewarding than that.

Frequently Asked Questions

  • We’re not just mortgage brokers — we’re qualified accountants too. That means we can bring a deeper level of expertise to your loan, considering things like tax strategies, investment structures, and self-employed income. Plus, we’re all about building long-term relationships with our clients, so you’re never just a number.

  • Absolutely! We specialise in helping self-employed clients navigate the often tricky world of home loans. We understand how to present your income to lenders in the best possible way — so you get the right loan for your situation.

  • Nope! We also offer asset and equipment finance (for vehicles, machinery, and more) and commercial property and business loans. Whatever your finance needs, we can help.

  • Easy — just give us a call or send us a message, and we’ll set up a time to chat. From there, we’ll guide you through the process step by step, making sure you feel informed and confident every step of the way.

  • Our services are usually free for most home loans, as we’re paid by the lenders. For some complex scenarios, we’ll let you know upfront if there’s a fee involved — but we’ll always be clear and transparent about it.

  • Yes! We’re a family-run business, and you’ll work directly with Eddie, James, or one of our trusted team members. You’re never just a file number here — we’re here to build a relationship that lasts.

Let’s chat

Securing the right finance for your circumstances can be complicated.
We simplify the complexities and guide you through the journey.